In 1981, my grandmother set aside money into Certificates of Deposit for me to pay for college after I graduated high school.

I think back to when I was a young boy, possibly 9 or 10, and like most boys at that age, I wanted a new bicycle.

As the summer heat settles in, I am reminded of taking my daughters to swim classes.

Some of you have been clients long enough to remember the birth of my first daughter 25 years ago.

Happy New Year! We welcome the arrival of 2022 and are hopeful for the opportunities each new year brings.

We welcome Autumn, as the humidity and heat of summer give way to cool crisp air, clear skies, and the changing colors of the leaves.

As we enter the dog days of summer, I am reminded of a reference from F. Scott Fitzgerald in The Great Gatsby regarding summer.

“In the spring, I have counted 136 different kinds of weather inside of 24 hours.” – Mark Twain.

As we turn the corner of another year, I was brought back to the famous speech given by Teddy Roosevelt

“In times of change, learners inherit the earth, while the learned find themselves beautifully equipped to deal with a world that no longer exists”.